Debt Relief How To

You are browsing the archives of Personal Finance.

Student credit card debt is a problem that will simply not go away all by itself. This problem will require effort from all sectors, family and parents, the student themselves, the issuers of plastic money, the educational agencies and the government. It should all start at home and I will tell you why in a [...]

If you want to be successful at eliminating credit card debt permanently, you have to think about it differently. The reason we keep getting back into debt is because we think about credit cards the wrong way. There is a deeper issue that no one is addressing with these kinds of financial instruments, and that [...]

Excessive consumer debt can be a prison, holding you captive to past financial decisions and overspending. You need to pay off your debts to free up money for your current lifestyle and future plans and dreams. In addition to living an all-around frugal lifestyle, the following steps help you get debt free.The most important step [...]

I have read many personal finance blogs, most discussing about being frugal and saving money, but is this the option? Should we all take every cent and stash it under our bed until it becomes noticeable? I don’t think so. There is a difference between spending money and spending money wisely. We’ve been brought up [...]